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Calculators
Calculators
Financial calculators are made available as self-help tools for your independent use and are not intended to provide financial advice. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Loan & Debt Calculators
Simple (Amortizing) Loan
Calculate a loan amount based on your desired payment, or calculate your payment based on a loan amount.
Simple Loan Calculator
Existing Loan
Generate a payment by payment amortization schedule for an existing loans remaining balance.
Existing Loan Calculator
Loan & Credit Line Tax Savings
Estimate the tax savings of loans or credit lines with tax deductible interest.
Loan & Credit Line Tax Savings Calculator
Consolidate Debt
Find out if debt consolidation is right for you. You can enter card balances and try out different loan terms to find a plan that meets yours budget.
Consolidate Debt Calculator
Loan or Credit Line Payments
Determine the payments for fixed term loans or credit lines.
Loan or Credit Line Payment Calculator
Credit Card Payoff
Find out what it will take to payoff your credit card in a certain amount of time compared to what you’re currently paying.
Debt Payoff
Enter all of your loan balances and payments and find out how long you have until your debts are paid off. Great starting point for making a plan to manage debt.
Mortgage & Home Equity Calculators
Rent vs Buy
Should you rent or buy your home?
Mortgage Qualifier
The mortgage qualifier calculator walks you through the steps for determining how much you can borrow for a home loan.
Mortgage
Determine your monthly payment and generate an amortization schedule for a mortgage.
Mortgage Refinance
Find out how long it will take to break even on a mortgage refinance and if refinancing is a good financial decision for you.
Mortgage Payoff
Find out how much could you save by increasing the amount of your mortgage payment?
Home Equity Credit Line
Estimate the home equity credit line that you may qualify for.
Home Equity Credit Line Calculator
Loan & Credit Line Tax Savings
Estimate the tax savings of loans or credit lines with tax deductible interest.
Share Insurance Estimator
The National Credit Union Administration's (NCUA) Share Insurance Estimator lets consumers, credit unions, and their members know how its share insurance rules apply to member share accounts—what's insured and what portion (if any) exceeds coverage limits.
Auto Loan Calculators
Dealer Financing vs Credit Union Financing
Many car manufacturers offer a choice between a cash back rebate or special financing. This calculator helps you find which options is right for you.
Rebate vs Financing Calculator
Biweekly Payments for an Auto Loan
By paying every two weeks you’ll make the equivalent of 13 monthly payments each year instead of 12. Find out how much this accelerated schedule can save you in interest.
Biweekly Payments Calculator
Savings & Certificate Calculators
Regular Savings
Making regular periodic deposits is a great strategy for accumulating wealth. Includes options for amount, frequency, and interest.
Compound Savings Calculator
Certificates
Find out how much you can earn in interest by investing in a certificate.
Certificate Calculator
Certificate Ladder
Investing in a series of certificates with different maturities can help balance your earning potential with liquidity needs. Examine the effects of a Certificate Ladder strategy with this calculator.
Certificate Ladder Calculator
Compounding Interest Comparison
Compare the returns on an investment across different compounding frequencies.
Compound Interest Calculator
Cool Million
What does it take to save one million dollars?
Cool Million Calculator
Retirement Calculators
Retirement Plan
Enter your current savings and retirement plans and see how long your funds are expected to last in retirement.
Retirement Plan Calculator
Roth IRA
Earnings in a Roth IRA are sheltered from taxes under current law. A Roth IRA can make a big difference in your retirement plans.
Roth IRA Calculator