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Platinum Rewards Mastercard

Our Platinum Rewards Mastercard gives you an opportunity to earn points just for using your card. Redeem the points for cash back.

"I started using a GreenState credit card for my everyday purchases and it's put $751 back in my pocket. And there's no annual fee that takes that money back out." -- Caleb B.

Earn More Points!2

  3x points on gas
  2x points on groceries
  1x point on all other purchases

Platinum Rewards Mastercard Highlights

GreenState Platinum Rewards Mastercard

  • No Annual Fees 3
  • Up to 5,000 bonus points to get started 4
  • Introductory rates as low as 0% APR 1 for the first six months with a low non-variable rate at 14.99% - 21.99% APR 1 thereafter based on creditworthiness .
  • Earn points for every purchase equivalent to 1% cashback (3x points on gas, 2x points on groceries) 2
  • Apple and Samsung Pay enabled
  • Worldwide acceptance of Mastercard
  • Additional Perks and benefits

contactless card symbol

Contactless-enabled Mastercard Credit & Debit Cards

New and reissued GreenState credit or debit cards now come with contactless payment technology built in.

What are Contactless Cards? These cards use radio-frequency identification (RFID) technology to allow the user to simply hold the card near the card reader to process the transaction. There is no need to insert or swipe. Just look for the four curved lines on the card reader to see if it accepts the contactless method. When you hold your card to the reader, it securely authenticates your card information. Then the merchant’s point of sale system sends the transaction to the card issuer. The issuer then analyzes the transaction before approving it. The process only takes about 2 seconds.

Use your contactless-enabled card wherever you see the universal contactless payments symbol for a fast, safe & secure checkout. If the store does not have a contactless reader, you can simply use the conventional methods to process the transaction.

Did you know? GreenState debit and credit cards are compatible with popular mobile wallets including Apple Pay, Google Pay & Samsung Pay. Load your GreenState card to a contactless payments enabled smartphone or watch and use your device at checkout anywhere contactless payments are accepted.

 Locate businesses ready to accept Mastercard contactless payments near you.

Enjoy the GreenState Credit Card Difference

Platinum Rewards Mastercard from GreenState

GreenState owns its credit card portfolio. It's not masking a big bank card company behind the scenes. So expect the best that a card has to offer, including no annual fee, a 25 day grace period on purchases, introductory rates as low as 0% APR 1 for the first six months with a low non-variable rate at 14.99% - 21.99% APR 1 thereafter, and local service.

Intro as low as

0.00%APR 1
6 Month Introductory Rate


14.99% - 21.99%APR 1
non-variable rate thereafter based on creditworthiness

earn up to 5000 bonus points with a new platinum rewards mastercard

New Card Special: 5,000 bonus points! 4

When you get your new Platinum Rewards Mastercard, you'll have a special incentive to start using it. Make $500 in purchases within 2 months with the card and you'll receive 5,000 bonus points. Cash that in for $50 or bank it for something bigger down the road!

Manage Your Card

Enroll in Apple Pay, Samsung Pay, or Google Pay! Simply load your card into the virtual wallet for your mobile device.

Update the 4-digit PIN on your credit card. Call (888) 891-2435 and follow the prompts to select your new PIN.

Request a credit line increase for your GreenState credit card by submitting the Credit Line Increase form.

Rewards Options & Redemption

Rewards Options

To browse your reward options, visit or call 888-445-8640.

Explore the Rewards Catalog

Redemption Website

When you are ready to redeem your points, log in to online banking and click on your credit card for the rewards redemption website.


To get your card, apply online, call us at (800) 475-6728, or stop by any branch to pick up an application.


All credit cards are subject to approval.

1 -

APR is Annual Percentage Rate.

2 -

Merchants who accept Mastercard credit cards have an assigned merchant code that is determined by the merchant or its processor based on the kinds of products and services they primarily sell. GreenState makes every effort to identify relevant merchant codes that fit into one of the bonus points categories of purchases. A purchase will not earn extra bonus points if the merchant’s code is not eligible. In some cases, even though a merchant may sell items that fit within a bonus category, if the merchant does not have a merchant code in that bonus category the purchase will not earn extra points. Purchases made through third-party payment accounts, mobile card readers, mobile wallets or other similar technologies may not qualify for bonus points if the technology is not set up to process the purchase with a merchant code that has been identified as falling within a bonus points category. The accepted MCC codes by category are: Gas: 5169, 5172, 5541, 5542; Grocery: 5411, 5422, 5441, 5451, 5462, 5499

All points expire 2 years after earning them. Points can be reviewed in Online Banking or on your monthly credit card statement.

3 -

See Rate & Fee Information for GreenState Credit Cards 

4 -

New Card Bonus - Make $500 in purchases within 2 months with a new GreenState Platinum Rewards Mastercard and you'll receive 5,000 bonus points. Bonus points are awarded to new Platinum Rewards cardholders on their first two monthly statements if purchase minimum is met.

6 -

GreenState Credit Union does not charge for the mobile app or text alerts, however your cell phone carrier may charge for text and data usage.

7 -

Calculation uses our member's average monthly spend of $2,000 with average cash back of 2.50% on purchases with a GreenState Platinum Rewards Mastercard. Actual results will vary.