Business Deposit Accounts

Table data for Business Money Market Accounts
Effective 04-19-2024
Business Money Market	Minimum to Open	Balance to Earn Rate	Annual Percentage Yield (APY)
Business Green Account	$10,000	$10,000 to $99,999	0.75%

		$100,000 to $249,999	0.85%

		$250,000 to $499,999	1.05%

		$500,000 to $999,999	1.25%

		$1,000,000 or greater	1.40%

Indexed Money Market Account*	$10,000	$10,000 to $99,999	Fed Funds rate less 200 bps**

		$100,000 to $249,999	Fed Funds rate less 160 bps**

		$250,000 to $499,999	Fed Funds rate less 120 bps**

		$500,000 to $999,999	Fed Funds rate less 80 bps**

		$1,000,000 to $4,999,999	Fed Funds rate less 40 bps**

Business Mega Money Market (closed to new investors)	$25,000	$25,000 to $49,999	0.20%

		$50,000 to $99,999	0.35%

		$100,000 to $249,999	0.45%

		$250,000 or greater	0.60%

Annual Percentage Yield (APY) APY listed above is accurate as of the last dividend declaration date. Variable rate subject to change at any time after account opening. Fees may reduce earnings on the account. Fees Fees may reduce earnings. Business Green Account + Business Mega Money Market Account + Partners Money Market Account: $10 per debit after 3. * Indexed Money Market Account - APY is Annual Percentage Yield If your balance is over $15,000,000, dividends will be paid up to $14,999,999.99 balance but not above. For tiered rate accounts up to $15,000,000, the dividend rate and annual percentage yield for that balance range will apply to the full balance of your account. Variable rate subject to change at any time and may decrease after account opening. Fees may reduce earnings. **Yields are tied to the previous months average “Fed funds effective rate” as published on the Federal Reserve website: https://www.federalreserve.gov/releases/h15/ “Bps” is “basis point”. 100 basis points is equal to 1%.

Table data for Business Checking Accounts
Effective 04-19-2024
Business Checking Account Type	Minimum to Open	Average Daily Balance to Earn Rate	Annual Percentage Yield
Business Basic Checking¹	$50	Non-dividend bearing	0.00%

Business Premier Checking²	$50	Non-dividend bearing	0.00%

Commercial Analysis³	$50	Non-dividend bearing	0.00%

For savings or checking accounts that pay a dividend, rates may vary after the account is opened. APY listed above is accurate as of the last dividend declaration date. Fees could reduce earnings on the account.
¹Business Basic Checking - No minimum balance. Monthly Fees: $0.25 per item after 100 combined items. An item includes any deposit, withdrawal, or transfer transaction↵ ²Business Premier Checking - Monthly Fees: $1000 minimum average daily balance to avoid a $7.50 Maintenance Fee. $0.25 per item after 250 combined items. An item includes any deposit, withdrawal, or transfer transaction.↵ ³Commercial Analysis: No minimum balance. Fees dependent on services used.↵

Table data for Business Savings Accounts
Effective 04-19-2024
Savings Account Type	Minimum to Open	Average Daily Balance to Earn Rate	Annual Percentage Yield
Business Savings	$5	$500 to $2,499	0.05%

		$2,500 to $24,999	0.05%

		$25,000 or greater	0.05%

For savings or checking accounts that pay a dividend, rates may vary after the account is opened. APY listed above is accurate as of the last dividend declaration date. Fees could reduce earnings on the account. Share Savings and Business Savings: $1.00 per debit after three (3) per month. Dividends compounded monthly / variable rate may change monthly.

Rates

Business Deposit Accounts

Rates