Savings
Savings Accounts
What's the reason you're saving? Whether it's a vacation, wedding, baby or a rainy day, a savings account at GreenState is a safe place to store your money. Dividends are paid monthly, and you can easily transfer funds to or from your GreenState or external bank account.
To open a new savings account or add additional accounts to your existing membership, you can stop by any branch location, give us a call at (800) 475-6728, or:
Open an Account Online in Minutes
Hoppy's Kids Club
The GreenState Credit Union Kids Club is an educational, fun club designed to teach kids 10 and under about the value of saving money.
To sign up, give us a call at 1-800-397-3790 or stop by any GreenState office!
Saving Tips
Use separate savings accounts for different goals.
Did you know you can open more than one savings account with your GreenState membership? Separate savings accounts can help bring your goals into focus when you give each account a name in online banking:
Example of named savings account in GreenState online banking.
Pay yourself first with recurring transfers to savings.
Automate your good savings habit in just minutes with a recurring funds transfer in online banking. Choose an amount and frequency that fits your needs and start building your savings with ease. Learn how to setup an a recurring transfer in online banking and put your savings on autopilot today.
Rainy Day Savings
One of the best ways to build financial security is to have enough in savings to handle emergencies that may come your way. GreenState's Rainy Day Savings Account helps make building an emergency savings fund so easy you don’t even need to think about it!
Certificates1
Certificates allow you to lock your money away for a term and earn higher yields than typical savings accounts. Our Certificates have been recognized nationally for their aggressive yields. They can be opened with as little as a $500 initial investment. Terms range from 3 to 60 months. Often times, GreenState offers jumbo rates available for amounts over $100,000.
Young Investor Certificate
For the financial genius-in-training under 18, we have a Young Investor Certificate option, with lower initial investment requirements.
To open a certificate stop by any branch location, call us at (844) 300-5810, or chat with us online.
Certificate Ladders
Investing in a series of Certificates with different maturities can help you reach higher interest rates while maintaining better liquidity than investing in a single long-term Certificate.
Certificate Ladder CalculatorMoney Market Accounts
Earn up to 6X the national average on your deposits! 3
INVESTOR MONEY MARKET ACCOUNT
on all balance tiers for 6 months.
New Money Only
| Average Daily Balance | APY* for 6 months | After 6 months the yield converts to APY* offered at that time. Currently... |
|---|---|---|
| $10,000 - $99,999 | 4.00% | 3.00% |
| $100,000 - $249,999 | 4.00% | 3.15% |
| $250,000 - $499,999 | 4.00% | 3.30% |
| $500,000 - $999,999 | 4.00% | 3.50% |
| $1,000,000 plus | 4.00% | 3.75% |
What is a Money Market Account?
GreenState Money Market Accounts are interest-bearing accounts that pay a higher interest rate than regular savings while still being protected and insured by the NCUA up to $250,000. Our Money Market Accounts use tiered rates to maximize your earnings and are a great place to store your funds that you want to keep liquid.
Investor Money Market 2
New Money Only
Introducing the Investor Money Market Account! If you’re looking for a safe place to grow your money, our Investor Money Market Account offers high yields with tiered rates to maximize your earnings.
- 24/7 access with Free Online Banking
- Free eStatements
- Award-winning LOCAL service
- NCUA insured up to $250,000
Impact Money Market
Members of our GreenState Foundation can earn even more with our Impact Money Market. Not a foundation member yet? It’s easy and free to sign up. Visit greenstatefoundation.org to learn more, or just open an Impact Account and we will sign you up automatically. There is no donation requirement to join our Foundation. Note: Impact account not required for Foundation membership.
- 24/7 access with Free Online Banking
- Free eStatements
- Award-winning LOCAL service
- NCUA insured up to $250,000
Commercial Money Markets
Business deposit accounts can also benefit from the higher returns and flexibility of a money market account. We offer a business Green Account as well as a specially priced Partner Money Market Account for organizations that partner with the credit union.
† If you find a better advertised yield on a Certificate or IRA at a financial institution based in the counties we serve, GreenState will beat it. Guarantee available for a limited time only. Applies only to Certificates or IRAs with comparable terms and conditions. Does not apply in those cases where the credit union does not offer a comparable product. Not available to public organizations or other financial institutions. Maximums apply.