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Rainy Day Savings Account

Option #1: Automatic transfer from Checking

2% of every deposit 1 into your GreenState Checking account will automatically transfer to your Rainy Day Savings.

If you put $100 in your GreenState checking account...

checking gets 98 dollars and 2 dollars goes to savings

Option #2: Debit Card Round-up

Every time you use your debit card, the transaction is rounded up to the nearest dollar and transferred to your Rainy Day Savings.

Example: If you use your debit card for a purchase of $20.27, it would round-up to $21 and transfer $0.73 from checking to your Rainy Day Savings account.

Option #3: Choose both and save more!

Rainy Day Savings Benefits

  EARN 1.00%APY on balances up to $2,500 2

  Overdraft Protection Enrollment with No Transfer Fees

  NO Monthly Fees. NO Transaction or deposit requirements.

  NO Withdrawal Fees or Limits

  ONLY $5 Minimum Balance 3

Overdraft Protection Enrollment with No Transfer Fees 

Rainy Day Savings is linked to your checking account.  If a transaction in your checking account would cause you to overdraft, funds will automatically transfer from your Rainy Day savings account in $100 increments to cover the transaction. The standard $5 auto transfer fee to cover overdrafts is waived when the transfer comes from your Rainy Day Savings Account.

Ready to build your savings automatically?

Call (844) 300-5810 or visit any branch location and ask to open a Rainy Day Savings account to get started.

1 -

Qualifying deposits include: direct deposit, ATM, Remote Deposit Capture check deposits, deposits made at a branch.

2 -

APY is Annual Percentage Yield. The Rainy Day Savings account rate is variable and subject to change. Account will earn the stated rate if an average monthly balance of at least $100 is maintained. This account is a tiered rate and will pay the stated rate on average balances up to $2,500.00. Balances of $2,500.00 or greater will earn 0.05% APY. Rainy Day Savings must be linked to a GreenState checking account. 2% of all deposits to a checking account will be automatically transferred to Rainy Day Savings. Qualifying deposits include: direct deposit, ATM, Remote Deposit Capture check deposits, deposits made at a branch.

3 -

A minimum balance of $5.00 must always be maintained in the account.

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2% of all deposits to a checking account will be automatically transferred to Rainy Day Savings.

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Members can unenroll in this program at any time by contacting us at 800-397-3790 and requesting to be removed.