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Rewards & RewardsPlus dividend calculation

Dividends are calculated off of the average daily balance in the account. If the account exceeds $14,999.99(Rewards) or $19,999.99(RewardsPlus) then you will see a "Split Rate", this may make the rate appear lower than what the you are actually getting.

How we calculate Rewards & RewardsPlus Dividends

RewardsPlus checking

((19,999.99 x 0.0198) ÷ 365) x days in month

+

((Balance over 19.999.99 x 0.0005) ÷ 365) x days in month

Rewards checking

((14,999.99 x 0.0149) ÷ 365) x days in month

+

((Balance over 14.999.99 x 0.0005) ÷ 365) x days in month